X Financial (NYSE: XYF) is one of 37 public companies in the “Nondepository credit institutions” industry, but how does it weigh in compared to its rivals? We will compare X Financial to similar businesses based on the strength of its earnings, institutional ownership, analyst recommendations, profitability, valuation, dividends and risk.
Insider and Institutional Ownership
1.3% of X Financial shares are owned by institutional investors. Comparatively, 49.9% of shares of all “Nondepository credit institutions” companies are owned by institutional investors. 16.5% of shares of all “Nondepository credit institutions” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
This is a summary of current ratings for X Financial and its rivals, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|X Financial Competitors||241||919||1115||57||2.42|
As a group, “Nondepository credit institutions” companies have a potential upside of 29.29%. Given X Financial’s rivals stronger consensus rating and higher possible upside, analysts clearly believe X Financial has less favorable growth aspects than its rivals.
X Financial pays an annual dividend of $0.09 per share and has a dividend yield of 1.7%. X Financial pays out 10.6% of its earnings in the form of a dividend. As a group, “Nondepository credit institutions” companies pay a dividend yield of 2.2% and pay out 25.9% of their earnings in the form of a dividend.
Earnings & Valuation
This table compares X Financial and its rivals revenue, earnings per share and valuation.
|Gross Revenue||Net Income||Price/Earnings Ratio|
|X Financial||$514.96 million||$128.45 million||6.07|
|X Financial Competitors||$37.01 billion||$865.91 million||12.61|
X Financial’s rivals have higher revenue and earnings than X Financial. X Financial is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.
This table compares X Financial and its rivals’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|X Financial Competitors||-74.52%||-54.12%||-6.14%|
X Financial rivals beat X Financial on 10 of the 14 factors compared.
About X Financial
X Financial provides personal finance services in the People's Republic of China. The company offers a suite of products connecting borrowers and investors through a proprietary Internet platform. It provides loan products, which include Xiaoying card loan and Xiaoying preferred loan; and investment opportunities through wealth management platform, Xiaoying wealth management with insurance protection. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
Receive News & Ratings for X Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for X Financial and related companies with MarketBeat.com's FREE daily email newsletter.