Eagle Bancorp (EGBN) vs. Cambridge Bancorp (CATC) Head to Head Review

Eagle Bancorp (NASDAQ:EGBN) and Cambridge Bancorp (NASDAQ:CATC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, institutional ownership, earnings, profitability and risk.

Insider and Institutional Ownership

79.8% of Eagle Bancorp shares are owned by institutional investors. Comparatively, 37.7% of Cambridge Bancorp shares are owned by institutional investors. 3.3% of Eagle Bancorp shares are owned by company insiders. Comparatively, 2.3% of Cambridge Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Risk and Volatility

Eagle Bancorp has a beta of 0.96, meaning that its stock price is 4% less volatile than the S&P 500. Comparatively, Cambridge Bancorp has a beta of 0.13, meaning that its stock price is 87% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Eagle Bancorp and Cambridge Bancorp, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Eagle Bancorp 0 2 3 0 2.60
Cambridge Bancorp 0 0 0 0 N/A

Eagle Bancorp presently has a consensus target price of $68.00, suggesting a potential upside of 24.89%. Given Eagle Bancorp’s higher possible upside, equities analysts plainly believe Eagle Bancorp is more favorable than Cambridge Bancorp.

Profitability

This table compares Eagle Bancorp and Cambridge Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Eagle Bancorp 34.72% 14.28% 1.90%
Cambridge Bancorp 23.16% 15.17% 1.21%

Dividends

Cambridge Bancorp pays an annual dividend of $2.04 per share and has a dividend yield of 2.5%. Eagle Bancorp does not pay a dividend.

Valuation & Earnings

This table compares Eagle Bancorp and Cambridge Bancorp’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Eagle Bancorp $415.87 million 4.52 $152.28 million $4.42 12.32
Cambridge Bancorp $102.04 million 3.32 $23.88 million N/A N/A

Eagle Bancorp has higher revenue and earnings than Cambridge Bancorp.

Summary

Eagle Bancorp beats Cambridge Bancorp on 10 of the 13 factors compared between the two stocks.

Eagle Bancorp Company Profile

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. It accepts business and personal checking, NOW, tiered savings, and money market accounts, as well as individual retirement and investment sweep accounts; and time deposits. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; residential mortgage loans; and real estate secured loans. In addition, it provides online and mobile banking services; other services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, it provides commercial and retail insurance products through a referral arrangement. The company serves sole proprietorships, small and medium-sized businesses, partnerships, corporations, non-profit organizations, associations, and individuals, as well as investors. It operates 20 banking offices comprising 6 in Suburban Maryland, 5 in the District of Columbia, and 9 in Northern Virginia. Eagle Bancorp, Inc. was founded in 1997 and is headquartered in Bethesda, Maryland.

Cambridge Bancorp Company Profile

Cambridge Bancorp operates as the bank holding company for Cambridge Trust Company that provides commercial and consumer banking, and investment management and trust services. The company accepts various deposits, such as checking and savings accounts, certificates of deposit, money market accounts, individual retirement accounts, and time and demand deposits. Its loans products include residential and commercial real estate loans; home equity lines of credit and term loans; commercial and industrial loans; secured and unsecured loans, lines of credit, and personal installment loans; and construction loans. The company also offers cash management, online and mobile banking, and payments services. It serves commercial enterprises, non-profit organizations, and individuals. The company operates 10 Massachusetts locations in Cambridge, Boston, Belmont, Concord, Lexington, and Weston; and wealth management offices in Boston, Massachusetts, as well as in Concord, Manchester, and Portsmouth, New Hampshire. Cambridge Bancorp was founded in 1890 and is headquartered in Cambridge, Massachusetts.

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