Senmiao Technology (AIHS) vs. Mr. Cooper Group (COOP) Financial Contrast

Senmiao Technology (NASDAQ:AIHS) and Mr. Cooper Group (NASDAQ:COOP) are both small-cap computer and technology companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, profitability, risk, dividends, earnings and institutional ownership.

Analyst Recommendations

This is a summary of current ratings and target prices for Senmiao Technology and Mr. Cooper Group, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Senmiao Technology 0 0 0 0 N/A
Mr. Cooper Group 1 1 2 0 2.25

Mr. Cooper Group has a consensus target price of $17.50, suggesting a potential upside of 104.44%. Given Mr. Cooper Group’s higher possible upside, analysts plainly believe Mr. Cooper Group is more favorable than Senmiao Technology.

Earnings & Valuation

This table compares Senmiao Technology and Mr. Cooper Group’s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Senmiao Technology $500,000.00 247.41 -$9.85 million N/A N/A
Mr. Cooper Group $1.79 billion 0.44 $1.04 billion $0.12 71.33

Mr. Cooper Group has higher revenue and earnings than Senmiao Technology.

Profitability

This table compares Senmiao Technology and Mr. Cooper Group’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Senmiao Technology -1,960.66% -98.14% -83.26%
Mr. Cooper Group 57.99% 98.93% 11.56%

Institutional and Insider Ownership

0.2% of Senmiao Technology shares are held by institutional investors. Comparatively, 89.3% of Mr. Cooper Group shares are held by institutional investors. 45.2% of Senmiao Technology shares are held by company insiders. Comparatively, 1.7% of Mr. Cooper Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Mr. Cooper Group beats Senmiao Technology on 8 of the 10 factors compared between the two stocks.

About Senmiao Technology

Senmiao Technology Limited, through its interest in Sichuan Senmiao Ronglian Technology Co., Ltd., operates an online lending platform connecting Chinese investors with individual and small- to-medium-sized enterprise borrowers in China. Its platform offers access to credit to borrowers and creditors, and investment returns for investors. The company was incorporated in 2017 and is based in Chengdu, China.

About Mr. Cooper Group

Mr. Cooper Group Inc. provides servicing, origination, and transaction-based services related principally to single-family residences in the United States. The company operates through three segments: Servicing, Originations, and Xome. The Servicing segment performs activities for originated and purchased loans, as well as operates as a subservicer for various clients that own the underlying servicing rights. The Originations segment originates, purchases, and sells mortgage loans. The Xome segment offers technology and data enhanced solutions to home buyers, home sellers, real estate professionals, and companies engaged in the servicing and origination of mortgage loans. The company operates primarily under the Mr. Cooper and Xome brands. The company was formerly known as WMIH Corp. and changed its name to Mr. Cooper Group Inc. in October 2018. Mr. Cooper Group Inc. is headquartered in Coppell, Texas.

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